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We Are Witnessing A Real Revolution In Banking Professions

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We Are Witnessing A Real Revolution In Banking Professions

The traditional banking model thus faces these. We Are Witnessing A Real  players such as We Are Witnessing A Real  Joni. Tigon Cash or Orange Money, and should soon see the appearance of Fintech’s. If the latter are not yet very present in the region. The opportunities offered by the African market coupled with the saturation of the market of develope. We Are Witnessing A Real  should soon push them to invest on the continent. Senegalese banks and their online services If the online banking service is not yet very Afghanistan Phone Number List in Senegal, that does not mean that it is non-existent. Indeed, many banking institutions allow their customers to manage their account online from their smartphone.

the Joni Joni money transfer service offers this type of service

However, mobile banking services cannot be considered as 100% digital. As we could say for Hello Bank which offers an application for smartphone or tablet. In a country like France where mobile is the primary channel for interaction between banks and consumers, this historic player. BNP Paribas, has been able to innovate through a digital bank to attract this new generation of consumers. Mobile banking or 100% digital banks With more and more structures specializing in financial technologies, traditional banks may have to worry about. To survive, it will no longer be necessary to limit oneself to a simple service via SMS, or to the simple

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Consultation of one’s balance via the bank’s website. Consumers are waiting for solutions that would allow them to reduce the pressure of time, to feel listened to and to manage their wallets with ease and security. Banks will have to respond to the challenges of immediacy and mobility. They will have to redouble their ingenuity to differentiate their offers from those of the competition. This is the case, for example, of the CIBC bank which allows you to make an electronic deposit of your check just by taking a picture of it.

they can access services such as bank cards without going through traditional banks

There are, however, fintech’s that are starting to show up. African leader in “cash to goods”, Afrimarket allows Africans in the diaspora to directly cover the expenses of their relatives via a network of partner shops. It is present in Senegal, Togo and even the Ivory Coast. There is also the Chaka group, which for its part offers Mobitrans Bank , a system that allows customers of a financial institution to access their account and perform banking transactions via an application embedded on their phone. In Cameroon, we have already reached the stage of online payment platforms without a bank card. This is the Washup application , the solution of which should make it possible to make purchases on any web or mobile application integrating the Washup API. All from a mobile phone, whether it’s a smartphone or not.

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